How to plan a couples’ holiday in Bali without overspending
Planning a romantic trip to Bali? Learn how to make every dollar go further with clever budgeting ideas, travel money tips and the best ways to exchange AUD to Indonesian Rupiah.

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Dreaming of a romantic escape to Bali without draining your savings? You’re not alone.
Bali is one of the most popular destinations for Australian couples — offering a mix of tropical beaches, lush jungles, and vibrant culture. The good news: you don’t need a luxury budget to enjoy it. With a little planning, you can make the most of your holiday while keeping costs under control.
Setting your Bali travel budget
Before booking flights or accommodation, decide how much you’re comfortable spending as a couple. This helps you prioritise experiences that matter most — whether it’s a private villa, surf lessons, or a sunset dinner.
Average daily expenses in Bali
While Bali remains affordable, prices can vary depending on your travel style:
- Meals: Local warungs (food stalls) serve dishes for as little as IDR 10,000-50,000 per person, while mid-range restaurants range between IDR 50,000-150,000.
- Transport: Scooter rentals average IDR 50,000-100,000 per day; public transport or shared rides cost IDR 5,000-25,000.
- Accommodation: Mid-range hotels or villas start from around IDR 420,000 per night.
Smart tips for saving on your Bali trip
1. Travel during the shoulder season
Avoid peak months like July, August and Christmas when prices soar. Travelling between April-June or September-November offers lower rates and fewer crowds, perfect for couples seeking a relaxed getaway.
2. Choose boutique or locally run stays
Small guesthouses and locally owned villas often offer better value and more authentic experiences than international chains. Many even include breakfast or scooter rental in the price.
3. Eat where locals eat
Skip tourist traps and enjoy delicious Indonesian cuisine at local restaurants. You’ll find fresh nasi goreng, satay skewers, and tropical juices at a fraction of restaurant prices.
4. Book experiences directly
Whether it’s a couple’s spa, island tour, or cooking class, booking directly with local providers often saves money and supports the community.
How to manage your travel money in Bali
Having a solid plan for your travel money helps you stay on budget — and avoid unnecessary fees.
Exchange your currency before travelling
Convert your Australian dollars (AUD) to Indonesian rupiah (IDR) before flying out. It’s safer, cheaper, and more convenient than exchanging upon arrival.
With Prosegur Change, you can:
- Reserve your currency online with 0% commission.
- Lock in a competitive exchange rate in advance.
- Pick up your cash securely at major Australian airports.
Mix your payment methods
Use cash for small expenses like meals and local taxis, and cards for hotels or tours. Keep your money divided between you to reduce risk.
Keep an eye on exchange rates
Currency rates fluctuate checking them before your trip helps you choose the best time to buy your rupiah.
Romantic things to do in Bali on a budget
Bali offers endless experiences that don’t require big spending:
- Watch the sunset at Uluwatu Temple or Tanah Lot.
- Take a scenic walk through the Tegalalang rice terraces in Ubud.
- Visit local markets for handmade souvenirs.
- Enjoy a beach picnic at Jimbaran Bay.
- Explore waterfalls like Tegenungan or Sekumpul for a small entry fee.
FAQs for couples planning a Bali trip
Not at all. With smart planning, Bali remains one of the most affordable international destinations for Aussies.
It depends on your plans, but around IDR 1,000,000-1,500,000 per day for two people covers meals, transport, and mid-range stays comfortably.
Cards are accepted in hotels and large restaurants, but cash is essential for local spots, taxis, and markets.
April to June and September to November ideal weather, fewer crowds, and better deals.
Plan smart, travel happy
A romantic holiday in Bali doesn’t need to be expensive. With the right planning, a clear budget, and a smart approach to travel money, you can enjoy the island’s magic without financial stress.
Reserve your Indonesian rupiah online with Prosegur Change today and enjoy 0% commission, great rates, and the convenience of airport pickup before your flight.
Prosegur Change: trusted by Australians for over 30 years.
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