Thailand summer holiday guide: What Aussies need to know about money and costs

Dreaming of a sunny getaway together? Explore the top summer destinations for Aussie couples.

Table of contents:

Daily budget for Australian travellers
Managing money in Thailand
Exchange Thai Baht before you go
Before you go: Final money tips for a stress‑free trip

Thinking about a Thai summer escape? From bustling Bangkok to serene Phuket, here’s how to plan your budget, manage Thai baht, and make every dollar go further.

Thailand remains one of the most popular — and surprisingly affordable — destinations for Australian travellers. However, prices can vary significantly depending on where and how you travel.

In Bangkok, modern hotels, rooftop bars and attractions can add up quickly, while Phuket or Koh Samui may cost more during peak tourist months. On the other hand, Chiang Mai or less‑visited provinces in the north still offer excellent value for money.

Accommodation ranges from around ฿600–1,500 (AUD $25–60) for mid‑range hotels to over ฿4,000 (AUD $160) for luxury stays. Meals from local markets can cost as little as ฿60 (AUD $2.50), while a restaurant dinner for two may run ฿800–1,200 (AUD $35–55).

Get Change

Daily budget for Australian travellers

Your spending in Thailand largely depends on your travel style, but it’s easy to find options for every budget.

Budget travellers can live comfortably on AUD $60–$90 per day, including meals and local transport.
Mid‑range travellers typically spend around AUD $120–$200 per day, allowing for better hotels and day tours.
Luxury couples or families may plan for AUD $300+ daily, enjoying private transfers, fine dining and exclusive experiences.

To give perspective, AUD $100 (฿2,400) can cover a day’s worth of meals, local travel, and a temple entry or two — but coastal resorts or fine dining will stretch that faster.

Managing money in Thailand

While digital payments are growing, cash remains king in many parts of Thailand — especially at markets, small cafés and in rural areas. Credit and debit cards are widely accepted in hotels and major chains, but it’s smart to keep a mix of both payment methods.

Be aware that ATMs in Thailand often charge a withdrawal fee of around ฿200–250 (AUD $9–11) per transaction, in addition to your bank’s overseas fees. For that reason, withdrawing large amounts less frequently is usually more economical.

When paying with cash, carry small notes (฿20, ฿50, ฿100) for convenience, and store larger bills safely. Always keep a digital record or backup card in case of loss or theft.

Exchange Thai Baht before you go

Exchanging money before travelling saves time, stress and money. Buying Thai baht in Australia lets you lock in a competitive rate and guarantees availability — especially useful for travellers heading to smaller islands or remote areas.

Prepare for your trip by reserving your travel money online in advance! Enjoy significant savings with excellent rates and 0% commission on a wide range of currencies, including Thai baht.

With over 30 years of experience, Prosegur Change is a trusted name in foreign exchange for Australians. You can reserve your currency online and collect it from the airport before you fly — quick, safe and hassle‑free.

Still unsure about how much to budget or when to exchange? Here are a few common questions from Australian travellers:

FAQs about money and travel costs in Thailand

Is $100 a day enough for Thailand?

Yes — for most travellers, $100 AUD per day provides a comfortable mid‑range budget, covering meals, transport and activities.

Is Thailand still cheap for Australian travellers?

While prices have risen slightly due to inflation, Thailand remains one of the most affordable international destinations for Australians.

How much cash should I bring for a two‑week holiday?

Bringing around AUD $400–$700 worth of baht in cash is practical. You can always top up with card payments or additional exchanges locally.

What’s the best way to exchange AUD to Thai baht?

You’ll get better value by exchanging in Australia with a reputable provider like Prosegur Change rather than waiting until you arrive in Thailand.

Before you go: Final money tips for a stress‑free trip

A Thai summer holiday should be all about beaches, temples and great food — not money worries. Plan your budget carefully, carry a mix of cash and card, and review your exchange rate before leaving.

By preparing ahead, you’ll avoid last‑minute airport fees or inflated tourist rates. Reserve your Thai baht online with Prosegur Change, collect it before you fly, and enjoy your getaway with total peace of mind.

Trusted by Prosegur with 30+ years of experience in foreign exchange — giving Aussie travellers confidence wherever they go.