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boats on the beach in thailand

Plan your trip to Thailand efficiently!

Order your Thai baht online, pay when you collect from a Prosegur Change branch, and pay 0% commission on the exchange. Landing in Phuket or Bangkok with baht in your pocket means the taxi, the first pad kra pao and the SIM card are sorted before you've found an ATM.

Thailand is still very much a cash country for visitors. Street food, tuk-tuks, songthaews, long-tail boats, massage shops, island bars and night markets mostly run on baht in cash. Hotels, malls and 7-Eleven take cards, but much of what makes a Thai holiday happens away from the card machine.

Thailand Currency Options

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Thailand currency at a glance

Thailand Currency

Name

Thai baht

ISO Code

THB

Symbol

฿

Notes

20, 50, 100, 500, 1,000 Baht

Coins

25 Satang, 50 Satang, 1 Baht, 2 Baht, 5 Baht, 10 Baht

Payments in Thailand

Cash Index

65% - street food, tuk-tuks, markets, massages and the islands are paid in cash. Local QR payments (PromptPay) are rarely open to visitors, and every ATM withdrawal costs ฿220–250.

Other currencies accepted

None.

Tips

In Thailand, tipping is not expected in ordinary local businesses, though a small tip may be given in tourist hotels, upmarket restaurants or for guides.

Everyday prices in Bangkok

drink


Cappuccino

฿95

museum


Grand Palace

฿500


BTS Skytrain ride

฿17–65 (the ฿20 flat fare is for Thai citizens only)

food-white-background


Dinner, mid-range

฿600 per person

The ATM fee most travellers don't expect

Thai banks charge foreign cards a flat fee on every ATM withdrawal, usually 220 to 250 THB, on top of anything your Australian bank charges. Withdraw small amounts several times over a two-week trip and those fees add up quickly. That's the main reason to arrive with a good part of your baht already in hand. If you do use an ATM, choose to be charged in baht rather than Australian dollars when the machine offers a conversion, and take out larger sums less often.

a temple in thailand

How much baht to take

For a mid-range holiday, budget around 2,000 to 3,000 THB per person per day for food, local transport, massages and activities, with hotels booked in advance. Street food meals cost around 50 to 100 THB, a sit-down Thai restaurant meal 200 to 400 THB, and a beer at a beach bar 80 to 150 THB. Island-hopping, diving and boat tours cost more, and are often paid in cash on smaller islands. Check today's AUD to THB rate on our exchange rates page.

Carry mostly 100 and 500 baht notes. Taxi drivers and street vendors often can't break a 1,000 baht note early in the day.

Ordering baht with Prosegur Change

Reserve your amount on our currency order page, choose a branch and a date, and pay when you collect. Our Melbourne Airport and Brisbane Airport branches suit travellers picking up on departure day. Perth travellers, who have direct flights to Phuket and Bangkok, can collect at our Perth, Joondalup or Karrinyup branches. Every location is on our branch finder.

It's worth being straight with you: Bangkok's licensed exchange booths offer competitive rates. But you can't reach them until you're through the airport and into the city, and arrival-hall counters are a different story. Taking baht with you covers the first few days, and you can compare from there.

Prosegur change bureau de change
thai baht bank notes

Thai notes and coins, and a rule worth knowing

Banknotes come in 20, 50, 100, 500 and 1,000 baht. Coins are 1, 2, 5 and 10 baht, plus 25 and 50 satang coins that you'll rarely use. Every note and coin carries the portrait of the King, and the monarchy is protected by strict laws in Thailand. Never step on a note or coin to stop it blowing away, don't fold or write on notes in a disrespectful way, and handle money with the same care locals do.

VAT in Thailand is 7%. Tourists can claim it back at the airport on purchases of at least 2,000 THB per day at shops displaying the « VAT Refund for Tourists » sign, provided the total reaches 5,000 THB. Ask for the P.P.10 form at the time of purchase.

Travel Money Card and eSIM for Thailand

Thai baht is one of the 10 currencies on our Travel Money Card. Load THB before you leave to lock in the rate on that first load, then use it in hotels, malls, restaurants and 7-Eleven without foreign transaction fees. Note that local QR payments such as PromptPay usually aren't available to visitors, so cash and card remain your two options. For data on the islands, you can build a Thailand plan with our international eSIM.

A Cash Passport Travel Money Card

Before you land: TDAC, visa and cash rules

Since 1 May 2025, every foreign visitor must complete the free Thailand Digital Arrival Card (TDAC) online in the three days before arrival. From 15 September 2026, Australians can stay up to 30 days without a visa, down from 60. An extension of up to 30 more days can be requested from immigration inside Thailand. Immigration can also ask visitors to show they have the equivalent of 20,000 THB per person in cash or funds. It's rarely checked, but it's another reason to arrive with some baht.

If you carry foreign currency worth more than US$20,000, you must declare it to Thai customs on arrival or departure.

Travelling soon?

Here's how to easily reserve your currencies online

1. Choose your currency

Determine the amount of travel money you will need to enjoy your trip.

 2. Choose a date & a pick-up location

Collect your order from one of our exchange bureaus at major airports and city centre.

 3. Collect & pay

Pay upon pickup and enjoy
your trip.

FAQs about Thai baht

No. Prices are in baht, and businesses don't accept Australian dollars. Exchange before you go, or at a licensed exchange booth once you're there.

Licensed booths in Bangkok and tourist areas can offer competitive rates, but airport arrival counters are much weaker, and every ATM withdrawal costs 220 to 250 THB. Most travellers take enough baht for the first days and compare once they're settled.

It depends on the rate on the day, which you'll find on our exchange rates page. As a guide, it's enough for several street food meals, a couple of massages and a few taxi rides.

Tipping isn't mandatory, but it's common to round up or leave 20 to 100 baht for good service in restaurants, spas and tours. Some upmarket restaurants add a 10% service charge.

Yes, almost always. Agree on the price before getting into a tuk-tuk, and ask taxi drivers to use the meter. Ride-hailing apps such as Grab let you pay by card.