Everything you need to know about the US Dollar, Euro and Pound Sterling for your next trip
Getting ready to travel to the US, UK or Europe? Discover how USD, EUR and GBP currencies work and secure smart money tips before your flight. Book online now.
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The US Dollar, Euro and Pound Sterling are the most widely used currencies by Australians heading abroad — whether you're exploring New York City, the French Riviera or historic London. But while these currencies open the door to exciting destinations, they can also create confusion if you’re not prepared.
Before you jet off, it’s important to understand how these currencies differ, where they’re accepted, and how exchange rates can affect your budget — especially when converting AUD.
By planning ahead, you’ll not only save time and money but also avoid unnecessary stress. And the best way to get started? Reserve your foreign currency online with Prosegur Change and collect it at the airport before you fly.
Quick facts about each currency
A quick snapshot of the three key currencies Aussie travellers will encounter:
The US Dollar (USD)
- Official currency of the United States and several US territories.
- Comes in denominations of $1, $5, $10, $20, $50 and $100.
- Coins include cents: 1¢ (penny), 5¢ (nickel), 10¢ (dime), 25¢ (quarter).
The Euro (EUR)
- Used across 20 countries in the Eurozone, including France, Germany, Italy, and Spain.
- Banknotes range from €5 to €500, although €100+ bills are rarely used.
- Coins come in both euro and cent denominations.
The Pound Sterling (GBP)
- Currency of the United Kingdom (England, Scotland, Wales, and Northern Ireland).
- Common notes: £5, £10, £20, £50.
- Coins range from 1p to £2.
Where you’ll use these currencies
Each of these currencies is used in different parts of the world — so make sure you plan accordingly.
Countries using the US Dollar
Apart from the USA, the US dollar is also used in countries like Panama, Ecuador, El Salvador, and many Caribbean islands. It's also widely accepted in tourist areas across Central America and Southeast Asia.
Countries using the Euro
The euro is the official currency in popular destinations such as France, Italy, Germany, Spain, Portugal, Greece and the Netherlands. It’s also accepted in non-EU microstates like Monaco and Vatican City.
Countries using the Pound Sterling
Primarily used in the UK, GBP is also used in British Overseas Territories such as Gibraltar and the Falkland Islands.
Note: Scottish and Northern Irish banknotes are legal tender but not always accepted outside their regions.
Understanding exchange rates from AUD
Currency exchange rates tell you how much of a foreign currency you’ll get for your Australian dollars. Here’s what to expect for each:
AUD to USD trends
The AUD/USD exchange rate fluctuates depending on global trade conditions and interest rates. Historically, one AUD buys less than one USD — so plan your budget accordingly when visiting the US.
AUD to EUR trends
The euro is often stronger than the AUD, making Eurozone travel more expensive for Australians. That’s why it pays to reserve euros in advance and secure a competitive rate.
AUD to GBP trends
The pound is usually the strongest of the three, and often sits well above the AUD. Be prepared: even a casual trip to the UK can feel pricey without a solid exchange plan.
What Influences exchange rates
Exchange rates change daily due to factors like inflation, interest rates, political stability, and international trade.
Travellers should track rates in the lead-up to a trip — and reserve when the rate looks favourable. You can check the latest exchange rates here
Travel tips for managing foreign currencies
Managing your money wisely can make a huge difference while travelling.
When to Exchange Before Travelling
Avoid airport kiosks or waiting until you arrive — they often have poor rates or limited currency availability. Instead, reserve your currency online with Prosegur Change to lock in a competitive rate and pick up your money at the airport or city branch. It’s fast, secure and stress-free.
Cash vs. Card Abroad
While cards are convenient, many small businesses abroad (especially in Europe and the UK) still prefer cash — and some may charge extra for card payments. Carrying a mix of both ensures you’re ready for any situation.
Safety and Budgeting Tips
Use travel wallets or money belts for added security. Break your cash into daily amounts to stay on budget, and avoid carrying large sums. Prosegur Change also recommends taking small denominations for tips, taxis and markets.
How to get US Dollars, Euros and Pounds in Australia
Exchanging currency in advance ensures you’re prepared the moment you land.
Exchanging at Prosegur Change Branches
With over 15 branches across Australia, including major airports and CBD locations, Prosegur Change makes it easy to get your foreign currency when and where you need it. Use our branch locator to find your nearest location.
Benefits of exchanging in advance
- 0% commission when booking online
- Great exchange rates locked in at time of reservation
- Guaranteed availability of popular and exotic currencies
- Trusted by Prosegur with 30+ years of experience in secure currency services
Find your nearest location
Don’t leave it to chance. Use our branch finder tool to pick the most convenient place to collect your travel money.
Still got questions about foreign currency? Here are some of the most common ones.
Common questions from Aussie travellers
It depends on your destination and travel style. For Europe or the US, many Aussies take at least $500–$1000 AUD worth of local currency for immediate needs like transport, tips and food.
Exchanging in Australia — especially when reserving online — usually gives you a better rate and peace of mind. Avoid last-minute exchanges abroad that may include hidden fees.
Not all places accept cards, and some impose surcharges. Cash is useful for taxis, tips, markets and emergencies.
At Prosegur Change, you can contact our customer support team for help. We understand travel plans change.
Final currency tips before you fly
Whether you're heading to Times Square, the Eiffel Tower or Big Ben, having the right currency makes your trip smoother and more enjoyable. And with exchange rates changing every day, planning ahead is more important than ever.
Reserve your travel money online with Prosegur Change today to enjoy 0% commission, excellent rates, and peace of mind before you take off.
