Best ways to carry and use cash as a couple in China

Discover how Australian couples can safely carry cash in China. Learn the best ways to avoid extra fees and reserve yuan online with Prosegur Change.

Table of contents:

How much cash should couples bring?
Smart and safe ways to carry cash together
Using cash in daily life in China
How Prosegur Change can help couples travelling to China
Travel smarter, not harder

Travelling to China as a couple? While mobile payments are booming across the country, carrying cash is still essential in many day-to-day situations. Here's how Aussie couples can manage their travel money wisely and safely.

Despite China’s rapid adoption of mobile payment platforms like WeChat Pay and Alipay, many services and local businesses still operate on a cash-preferred or cash-only basis — especially outside the major cities. For Australian couples planning a trip together, understanding when and how to use physical cash can help avoid awkward payment moments and keep the holiday stress-free.

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How much cash should couples bring?

Cash is still king in many parts of China, especially in smaller towns, markets, and traditional services like taxis, food stalls or tips for local guides. For couples, bringing enough Chinese yuan (CNY) for these scenarios can mean smoother day-to-day experiences.

While the exact amount depends on your itinerary, a good rule of thumb is to carry enough to cover:

Transportation (taxis, short-distance travel)
Daily meals in local eateries
Entrance fees for attractions
Shopping at markets or street vendors

For a week-long trip, couples may consider having around ¥2,000–¥3,000 CNY (approximately AUD $450–$700) in total, depending on your comfort level and expected cash usage.

Smart and safe ways to carry cash together

Handling cash while travelling as a couple allows for flexibility and shared responsibility. Here’s how to do it safely:

Split your cash between both people – don’t put all your money in one wallet or bag. If one of you loses a wallet, you’ll still have access to funds.
Use money belts or RFID-safe travel pouches – these help keep cash secure during busy travel days.
Keep a portion locked away – use your hotel safe or lockable luggage compartment to store emergency cash.

Managing your cash together reduces risk and ensures that you’re both prepared for spontaneous expenses.

Using cash in daily life in China

Even in a highly digital society, there are moments when physical money is your best friend. Here’s how to use it wisely:

Carry small denominations – some vendors won’t accept large bills, and making change may be tricky in small markets.
Be alert for counterfeit notes – stick to exchanging at trusted providers and avoid change from suspicious sources.
Always carry backup cash – Even if you plan to use cards or apps, not all places accept foreign credit cards or digital payments from overseas accounts.

Pro tip: Before you fly, reserve your yuan online with Prosegur Change and collect it at the airport. You’ll benefit from 0% commission and locked-in rates — no stress, no surprises.

How Prosegur Change can help couples travelling to China

When you’re planning your trip as a couple, the last thing you want is a scramble for cash at the airport or uncertainty around exchange rates.

With over 30 years of experience, Prosegur Change offers secure and trusted currency services that Australians rely on. Here’s how we make it easier for you:

Reserve online to lock in a competitive rate
Choose your pickup point, including major airports across Australia
Collect your cash with peace of mind, knowing there are no hidden fees or commissions

Don’t leave it to chance — find your nearest branch and organise your yuan before you travel.

Still unsure about how cash works for travellers in China? Here are some common questions answered.

FAQs about cash in China

Do most places in China still accept cash?

Yes, especially local shops, street markets, and in rural areas. It's wise to keep some cash on hand at all times.

Is it safe to carry cash as a tourist?

Absolutely — just take standard precautions like dividing your money, using a travel pouch, and avoiding flashing large amounts.

What is better: cash or mobile payments?

For most tourists, cash is more reliable. Many digital platforms in China require a Chinese bank account, which isn't accessible to short-term travellers.

Can I use Australian dollars directly in China?

No. You’ll need to exchange your AUD into Chinese yuan (CNY) before or during your trip. We recommend doing this ahead of time in Australia for better rates and peace of mind.

Travel smarter, not harder

Carrying cash in China doesn’t have to be risky or inconvenient — especially when you're travelling as a couple. With smart planning, secure habits, and reliable currency services like Prosegur Change, you can explore with confidence.

Prepare your yuan before your trip — reserve online with Prosegur Change for 0% commission, transparent rates, and expert support.

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