Indonesia travel money guide for australian couples

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Indonesia’s official currency is the Indonesian Rupiah (IDR). It’s a cash-driven economy, especially outside major cities. While cards are accepted at hotels and some restaurants, local markets, taxis, and small eateries often require cash. 

To avoid poor exchange rates or long queues at arrival airports, it’s smart to plan ahead. Prepare for your trip by reserving your travel money online in advance! Enjoy significant savings with excellent rates and 0% commission on a wide range of currencies, including exotic ones like the Indonesian Rupiah. 

Order your Indonesian Rupiah with Prosegur Change and pick it up conveniently at the airport before your flight. 

 

Indonesia is an affordable destination, especially for Australian couples. Here's a rough daily budget for two: 

• Accommodation: AUD $50–$100 
• Meals: AUD $30–$50 
• Transport: AUD $10–$20 
• Activities: AUD $20–$40 

That totals around AUD $120–$200 per day for two people. While you don’t need to carry all your money in cash, it’s wise to have a decent portion in IDR, especially if you’ll be visiting rural areas or markets. 

 

Both cards and cash have a role, but understanding when to use each can save you money and stress. 

• Cards: good for hotels, large restaurants, and online bookings. However, international card fees and poor conversion rates may apply. 
• Cash: essential for street vendors, local drivers, entrance fees, and tipping. Always carry small denominations of rupiah. 

For couples, having a mix of payment options helps divide expenses and gives flexibility. Avoid relying on ATMs in tourist hubs — they may charge high fees or be unreliable. 

 

Travelling as a couple comes with its advantages — including safer money management. Here’s how to protect your funds: 

• Split your cash between two wallets or people. 
• Use hotel safes for extra notes and passports. 
• Track spending with a shared app like Splitwise or Tricount. 
• Keep an emergency stash in AUD or USD, in case you run out of IDR. 
• Avoid using unfamiliar ATMs, especially in isolated locations. 

 

Changing currency in Australia before departure is often cheaper and more secure than doing it abroad. 
 Avoid walk-up kiosks at airports or hotels in Bali — they tend to offer poor rates and may include hidden fees. 

With Prosegur Change, you can: 

• Reserve your currency online 
• Enjoy 0% commission 
• Access great exchange rates 
• Collect your money from 15+ locations across Australia, including major airports 

Secure your IDR with Prosegur Change before flying — trusted by Australians for over 30 years. 

 

Travelling as a duo offers shared experiences — and shared budgets. Here’s how to keep it simple: 

1. Use a travel budget planner 
2. Decide in advance who pays for what 
3. Don’t rely solely on cards — IDR is a must 
4. Keep leftover notes for future trips or souvenirs 
5. Avoid last-minute exchanges before flying 

 

Trusted by Prosegur with 30+ years of experience, Prosegur Change helps Australian couples travel smarter, safer, and more confidently. 

 

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