Travel money regulations for Australians visiting New Zealand

Before you board your flight to Aotearoa, it’s important to know that New Zealand — like many countries — enforces strict travel money regulations. Whether you're carrying Aussie dollars or another currency, knowing the legal limits and declaration rules helps you avoid delays, fines, or worse at the border. 

By staying informed, you can focus on enjoying your trip, not stressing about customs checks.

 

If you're entering New Zealand with NZD $10,000 or more in cash or equivalent, you’re required by law to declare it. This rule applies to any combination of foreign currency — not just New Zealand dollars. 

For example: 

• AUD $8,000 + NZD $3,000 = Declaration required 
• EUR €5,000 = Declaration not required (approx. NZD $8,800 at current rate) 
• AUD $5,000 = No declaration required 
   

It’s not illegal to carry more than NZD $10,000 — but not declaring it is. Always check the current exchange rate to estimate your total cash value. 

 

If you're carrying large sums of cash, here's what you need to know about declaring it properly at the New Zealand border.

You’ll need to complete a Border Cash Report (NZCS 337) when: 

• Entering or leaving New Zealand with NZD $10,000 or more in cash or equivalents 
• Carrying banknotes, coins, traveller's cheques or other bearer instruments 

1. Ask for the NZCS 337 form on your flight or at customs. 
2. Declare honestly on your arrival card. 
3. Present the form and your money at the customs checkpoint. 

 

Failure to do this could result in cash being seized or forfeited. 

 

Heading home with leftover cash? The same rule applies: if you're leaving New Zealand with NZD $10,000 or more, you must declare it. This includes foreign currencies, so calculate your total before departure. 

To stay safe and avoid hassles, it’s a good idea to exchange any remaining currency before you return — either at a New Zealand outlet or back in Australia via a trusted provider like Prosegur Change.

 

Failing to declare large amounts of cash or making false declarations can result in: 

• Seizure of funds 
• Fines up to NZD $5,000 
• Delays or entry refusal 

These rules apply even if you’re just transiting. So always declare honestly.

If you’d like to see the possible penalties in detail, check the official New Zealand government page.

 

To make your trip smooth, here are a few travel money best practices: 

• Mix It Up: Bring both cash and cards. Cards are convenient, but cash is essential for taxis, markets, and small cafés. 
• Reserve Ahead: Reserve your NZD online with Prosegur Change and pick it up at the airport. With over 30 years of experience, Prosegur is a trusted option for Australians. 
• Split Your Funds: Don’t carry all your money in one wallet. Use a money belt, lockbox or daypack divider for safety. 
• Keep Receipts: If exchanging large amounts, keep your receipts — especially if you plan to change it back later. 
• Know Your Branch: Find your closest pickup point via our Branch Locator.

 

When it comes to managing money while travelling, a little preparation goes a long way. New Zealand may feel like home, but its currency laws are clear and enforced. 

By booking your foreign exchange in advance with Prosegur Change, you’ll avoid border issues, get great rates, and enjoy 0% commission on NZD and 50+ currencies.

Related articles

Understanding VAT refunds in Europe: A guide for Australian shoppers

Cash limit for international travel: Everything Australians need to know before flying

Best Tax Free shopping in Europe for Australian travellers