Currency rules for travelling to China

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China’s currency regulations are designed to control the flow of money in and out of the country — and for travellers, that means being aware of certain limits and declaration rules. Unlike some destinations where currency exchange is relaxed, China has clear procedures that apply to both locals and visitors.

For Australian tourists, understanding these rules can save time at customs and help avoid unnecessary stress or fines. It’s also key to plan ahead: most daily transactions in China happen via digital payments like WeChat Pay or Alipay, but cash is still needed in many places that don’t cater to foreign cards or apps. 

 

Travellers entering or leaving China can carry up to RMB 20,000 (approx. AUD 4,200) in local currency without needing to declare it. If you’re bringing in foreign currency — such as Australian dollars or US dollars — the limit is USD 5,000 (or equivalent) before a declaration is required.

Carrying more than these amounts isn’t illegal, but you’ll need to declare it at customs and provide supporting documents for the source and intended use of funds. Exceeding limits without declaring could result in confiscation or fines.

When leaving China, the same rules apply. Any amount of cash above the equivalent of USD 5,000 must be declared to ensure compliance with Chinese financial regulations. 

 

If you need to declare currency, the process is straightforward but must be done on arrival or departure.

You’ll be asked to fill out a Customs Declaration Form, listing the total cash amount (both in yuan and foreign currencies). Keep your declaration receipt — you may need to show it when you leave the country.

Failure to declare, or under-declaring, can lead to penalties or delays. The key is transparency: China’s customs officers are used to assisting foreign travellers, and being honest about what you’re carrying helps everything go smoothly. 

 

China is known for its rapid adoption of mobile payments, but cash still plays an important role — especially for tourists. You’ll need yuan (CNY) for taxis, local markets, smaller restaurants, and rural areas where card payments aren’t accepted.

Try to carry a mix of small and medium denominations (¥10, ¥20, ¥50) to make everyday spending easier. Avoid relying solely on ATMs or foreign cards, as Australian bank cards are often not compatible with local systems.

That’s why it’s best to exchange your AUD to yuan before leaving Australia. It guarantees you’ll have local currency ready upon arrival, avoids high fees abroad, and ensures you can pay confidently from the moment you land.

Prepare for your trip by reserving your travel money online in advance!

Enjoy great rates and 0% commission on over 50 currencies, including Chinese yuan.

Check today’s exchange rates or find your nearest Prosegur Change branch.

 

Travelling with cash in China doesn’t have to be complicated — but a few smart practices make a big difference:

• Split your cash between wallets or bags to reduce risk.
• Avoid street money changers — use official exchange offices or banks.
• Keep receipts from currency exchanges; you may need them if questioned by authorities.
• Use your hotel safe for extra cash or passports.
• Plan your withdrawals — if using ATMs, choose ones in secure, well-known locations.

Following these simple habits will help you stay compliant with Chinese laws while keeping your money protected. 

 

Before heading off, here are some of the most common questions Aussie travellers ask about money rules in China: 

Planning ahead means peace of mind. By understanding China’s currency rules, declaring correctly, and carrying the right amount of yuan, you’ll start your trip prepared — and free from last-minute stress.

Exchange your yuan in Australia before you travel for better rates and convenience. 
Trusted by Prosegur with over 30 years of experience, Prosegur Change offers secure, transparent, and easy foreign currency exchange across Australia.

 

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